Free eligibility check | No obligations | No affects on credit
Free eligibility check | No affects on credit
No hard credit pulls.
No hard credit pulls.
No hard credit pulls.
Instant funding infusion.
Instant funding infusion.
Instant funding infusion.
100% unsecured.
100% unsecured.
100% unsecured.
Let's start
$300k LOC approved!
2 new Offers..
$300k LOC approved!
2 new Offers..
You've built the business,
We help it grow.
You've built the business,
We help it grow.
You've built the business,
We help it grow.
How does it work?
Learn more about our process
8 new Offers!
LOC approved!
8 new Offers!
LOC approved!
YOU'VE BUILT THE COMPANY,
WE HELP IT GROW.
4.9/5
$280,000 Line of credit approved!
8 Offers Waiting!
No affects on credit.
Same-day funding.
No collateral or personal guarantee required.
SSN is not
required
How It Works?
Learn more about funding with NYS.
Let's start
Apply For Funding
HOW IT WORKS
HOW IT WORKS
BENEFITS
BENEFITS
Simple Funding
Simple Funding
Funding on your terms, not ours.
Restaurant, startup, manufacturing, or construction? We tailor funding to
fit your terms, not ours.
TAILORED-MADE
FUNDING
0 collateral
We don't need collateral, we look at your business as a whole.
0 collateral
We don't need collaterals, we look at your business as a whole.
0 collateral
We don't need collateral, we look at your business as a whole.
0 collateral
We don't need collateral, we look at your business as a whole.
Flexible rate
Forget everything you knew about borrowing money.
Pay when you can, not when "you need".
Flexible rate
Forget everything you knew about borrowing money.
Pay when you can, not when "you need".
Flexible rate
Forget everything you knew about borrowing money.
Pay when you can, not when "you need".
Flexible rate
Forget everything you knew about borrowing money.
Pay when you can, not when "you need".
Requirements?
$10k+
Monthly Revenue
6+
Months In Business
500
Minimum Credit Score
Requirements?
$10k+
Monthly Revenue
6+
Months In Business
500
Minimum Credit Score
Requirements?
$10k+
Monthly Revenue
6+
Months In Business
500
Minimum Credit Score
How much?
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
How much?
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
How much?
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
How much?
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
Proven to work
Funding tailored for your business, lightning fast, without any affects on your credit.
24H
Average Funding Time
75+
Industries Served
0
Hard Credit Pulls
Proven to work
Funding tailored for your business, lightning fast, without any affects on your credit.
24H
Average Funding Time
75+
Industries Served
0
Hard Credit Pulls
Proven to work
Funding tailored for your business, lightning fast, without any affects on your credit.
24H
Average Funding Time
75+
Industries Served
0
Hard Credit Pulls
Apply now
Apply now
Apply For Funding
OPTIONS
OPTIONS
You choose
We present.
Choose What Fits
You Best
When you grow, we grow.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.
LOC
LOC
Withdraw what you need,
when you need it.
Term loan
Working capital
SBA (requires p.g)
And many more…
Term loan
Long-term financing,
up to 7 years.
Working capital
Payments that flex with your
sales, forget about fixed interest.
Cash advance
Improve today's cash flow
based on future sales.
Equipment funding
Leverage your equipment to
get favorable loan terms.
SBA (requires p.g)
Government-backed loans
with flexible terms.
OPTIONS
Choose What
Fits You Best
When you grow, we grow.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.
HOW TO QUALIFY
REQUIREMENTS
How far? 3 Steps
How far? 3 Steps
6+
Months in business
Months in business
$10K+
Monthly revenue
500
Minimum
FICO score
6+
Months in business
$10K
Minimum monthly rev
500
Minimum FICO score
01
APPLICATION
Apply
• No hard credit pulls.
• 60s Online application.
• SOC2 type || encrypted.
02
OFFERS
Check offers
• 100% Free.
• 99% AI underwriting.
• Same-day approval.
03
FUNDING
Get funded
• Under 24H
• No hidden fees.
• Tailored for your needs.
01
Application
• No hard credit pulls.
• 60s Online application.
• SOC2 type || encrypted.
02
Offers
• 100% Free.
• 99% Ai underwriting.
• Same-day approval.
03
Funding
• Under 24H
• No hidden fees.
• Tailored for your needs.
Why us
Over other lenders
Value driven, clients driven.
SohoCapital
Other Lenders
~24 hours
~24 hours
2-4 weeks
2-4 weeks
No effects on credit - only a soft pull
No effects on credit - only a soft pull
Mandatory hard pull,
instant lowered credit score
Mandatory hard pull,
instant lowered credit score
No collateral. No P.G
Collateral, personal guarantees,
and co-signers
Collateral, P.G,
and co-signers
30+ different funding options
Only MCA
Minimum requirements
650+ FICO, strong financials,
collateral, lengthy history
650+ FICO, strong financials,
collateral, lengthy history
60s to apply, same-day funding
1 week, endless phone calls
Apply now
HOW IT WORKS
Funding Made Simple
Top Ranked Loans Provider
Top Ranked Loans Provider
Read how dozens of businesses were able to grow massively using funding tailored for their needs.
Read how dozens of businesses were able to grow massively using funding tailored for their needs.
Read how dozens of businesses were able to grow significantly with funding tailored to their needs.
Asana
we successfully obtained success, and the whole process was wrapped up in just five days. Much appreciated.
Asana
Thank you
Thank you, Ben sterling & shannon, for all your help and patience. You have been just amazing and beyond expectations. Always so easy to talk to and reach anytime. 100% transparency. 100% cared about their customers.
Asana
Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.
Asana
Lifesaver
If you're serious about your business go with NYS. Try to get an approval and see for yourself. Amazing people. Amazing process. Amazing company.
Asana
Conrad Mayer
The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..
Asana
Emily
Really quick. Best offer between 4 different lenders we checked with. Thanks Benjamin!
Asana
Rob I
They really care.
It's not just a slogan, they really took the time to understand my business and didn't sell me any funding before they were sure it can actaully help. 5/5!
Asana
Jaime
Great Company
I've tried many different ways to borrow money for my business vefore and none have been as fast and as transparent as NYS. I'm really happy I decided to move forward with them and make the right decision for my business.
Asana
James
Phenomenal offers
Phenomenal offers! Shawn was able to get us 5 different funding optoins to choose from. We took $125,000 LOC and a term loan. REALLY good terms.
Asana
Best leder ever!
I've been working with NYS for 4 years now. We usually take funding 2 to 4 time a year. Ben is one of the best. He makes the process so simple and quick. We get approval under 2 hours and access to the capital under 2 days…
Asana
we successfully obtained success, and the whole process was wrapped up in just five days. Much appreciated.
Asana
Thank you
Thank you, Ben sterling & shannon, for all your help and patience. You have been just amazing and beyond expectations. Always so easy to talk to and reach anytime. 100% transparency. 100% cared about their customers.
Asana
Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.
Asana
Lifesaver
If you're serious about your business go with NYS. Try to get an approval and see for yourself. Amazing people. Amazing process. Amazing company.
Asana
Conrad Mayer
The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..
Asana
Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.
Asana
Conrad Mayer
The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..
Asana
Jaime
Great Company
I've tried many different ways to borrow money for my business vefore and none have been as fast and as transparent as NYS. I'm really happy I decided to move forward with them and make the right decision for my business.
"SC IS THE REASON FOR OUR
BUSINESS GROTH"
"NYS IS NOT JUST A LENDER, IT'S A GROWTH PARTNER"
Apply now
Apply now
Apply For Funding
Frequently Asked Questions
Frequently Asked Questions
Find answers to common questions about our platform and services.
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
Still hesitating?
No obligations. Free Approval.
100% online.
Instant support.
No obligations. Free Approval.
100% online.
Instant support.
FAQ
Find answers to common questions about our platform and services.
Contact us
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
How We Differ
From Other Lenders
Tailor-made funding? Say hello to NYS.
Other Lenders
~24 hours
2-4 weeks
Soft credit pull
Hard credit pull
No collateral, no P.G
Collateral & P.G
30+ funding
options
Only MCA
60 seconds to apply
1 week to apply
Apply For Funding
*DISCLAIMER: New York Savings serves as a trusted guide on your journey towards business financing.
Our platform is designed to offer invaluable insights, expert advice, and connects you with a range of potential lending options tailored to your unique business needs.
However, while we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of this information due to the dynamic nature of the financial industry.
Therefore, we strongly encourage all our users to conduct their own due diligence and seek independent financial or legal advice before making any financial decisions or commitments. By using our website and our services, you agree to our terms of service and acknowledge that any decisions based on information found on our site are your own responsibility.
Your engagement with New York Savings signifies your understanding and acceptance of these terms.
© New York Savings LLC. 2024
© Soho Capital Partners. 2025
Are You Still On
The Fence?
Calculate how much you qualify for at no cost.
Get an approval without using your SSN.
Speak with one of our reps or apply 100% online.